How UK Expats Buy Property in Tuscany

    Buying property in Tuscany as a UK expat requires an Italian codice fiscale and understanding of Italy's notaio-led purchase process. The system is well-established but differs from UK conveyancing. Our matching service connects you with vetted advisers who guide UK buyers through proposta, compromesso, and rogito stages.

    Step-by-Step Buying Process in Tuscany

    1

    Obtain an Italian codice fiscale from the Italian consulate or Agenzia delle Entrate.

    2

    Connect with a vetted Tuscany property adviser through our service.

    3

    Make a formal offer (proposta di acquisto) with a small deposit.

    4

    Sign the compromesso (preliminary contract) with a 10–30% deposit.

    5

    The notaio verifies the title and cadastral records.

    6

    Complete the rogito (final deed) at the notaio's office.

    Legal and Tax Considerations in Tuscany

    • No restrictions on foreign property ownership in Italy (reciprocity principle with the UK applies).
    • An Italian codice fiscale (tax code) is required before purchase.
    • Registration tax is 2% (primary home) or 9% (second home) of cadastral value.
    • The notaio (notary) is legally required and acts as an impartial state official.

    Do You Need a Local Lawyer?

    While the notaio handles the legal process, an independent geometra (surveyor) is recommended for rural properties. An English-speaking lawyer can advise on tax implications.

    Costs of Buying Property in Tuscany

    Condos / Apartments

    £100,000–£250,000

    Villas

    £250,000–£500,000

    Overall Budget

    £200,000–£600,000+

    Tax and Transaction Costs

    Registration tax 2–9% of cadastral value (not market value), mortgage tax 2%, cadastral tax 1%. Budget 10–15% on top of purchase price.

    Frequently Asked Questions About Property in Tuscany

    Ready to Find Your Villa in Tuscany?

    Take our 2-minute quiz and we'll match you with vetted local property advisers in Tuscany who understand UK buyer needs.

    Explore Nearby Retirement Areas in Italy

    Liguria

    Villas from £180,000–£450,000

    Retirement villas in Liguria

    Puglia

    Villas from £100,000–£280,000

    Puglia property for UK retirees

    Sardinia

    Villas from £150,000–£400,000

    Explore Sardinia as a retirement destination